How To Get Affordable Car Insurance With Bad Credit History
A bad credit history can unexpectedly impact more than just loans and credit cards—it can also affect your car insurance premiums. However, with some research, many find affordable car insurance options online despite their low credit scores.Why Check Credit?While it may seem unusual, car insurance companies often use credit scores to determine premiums, as studies show that those with higher credit scores tend to file fewer claims. As a result, individuals with lower credit scores may face higher rates, fewer payment options, or even insurance denial.Not All StatesSome states, like California, Massachusetts, and Hawaii, prohibit car insurance companies from using credit scores to set rates, considering it unfair.…
December 20, 2024